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Debt Consolidation means combining multiple loans, credit card dues, or EMIs into a single loan so that you have only one EMI and one repayment schedule Benefits ✅ One monthly EMI instead of multiple payments ✅ Easier repayment management ✅ May reduce overall interest cost if the new loan has a lower rate ✅ Lower risk of missing payment dates. Important Debt consolidation does not reduce the amount you owe. It simply restructures your debt into one loan. Whether it saves money depends on the interest rate and tenure of the new loan.
Maximum Loan Amount ₹50 Lakh Interest Rate Starting from 9.99% p.a. (Fixed rate) Repayment Tenure 12 to 84 months (up to 7 years) Disbursal Time 10 seconds for pre-approved customers Processing Fee Up to ₹6,500 + GST⁵
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